TERMS OF SERVICE

Effective Date: July 2, 2026
Last Updated: July 2, 2026

These Terms of Service govern your access to and use of the Lumin Styles website and your purchase of products from us.

Lumin Styles is owned and operated by Saba Corp Limited, a company incorporated in Hong Kong.

Throughout these Terms, “Lumin Styles,” “we,” “us,” and “our” refer to Saba Corp Limited. “You” and “your” refer to the customer, website visitor, or user.

By accessing our website or placing an order, you agree to these Terms of Service, our Privacy Policy, Refund and Return Policy, Shipping Policy, and any additional terms displayed during checkout.

1. Eligibility

You must be legally capable of entering into a binding agreement in your jurisdiction to place an order.

If you are under the age of majority where you live, you may use the website only with the permission and involvement of a parent or legal guardian.

2. Website Use

You may use our website only for lawful personal and shopping purposes.

You must not:

• Violate any applicable law
• Submit false or misleading information
• Impersonate another person
• Attempt to gain unauthorized access to the website
• Introduce viruses, malware, or harmful code
• Scrape or copy website content through automated means without permission
• Interfere with website security or operation
• Use the website to commit fraud or abuse
• Infringe intellectual-property or privacy rights
• Use our website or products for an unlawful purpose

We may restrict or terminate access when we reasonably believe these Terms have been violated.

3. Product Information

We make reasonable efforts to display product descriptions, colours, measurements, images, materials, and other details accurately.

Actual colours may vary depending on lighting, photography, screen settings, and device displays. Minor variations may also occur between production batches.

Measurements and sizing information are approximate. Customers are responsible for reviewing the applicable size guide before ordering.

We may update product descriptions, correct errors, or discontinue products without notice.

4. Prices and Payment

Prices are displayed in the currency shown on the website and may change without notice.

The total amount payable, including applicable shipping charges and taxes collected by us, will be displayed before you submit your order.

Your bank or payment provider may charge currency-conversion, international-transaction, or other fees. These fees are not charged or controlled by Lumin Styles.

You represent that:

• The payment information you provide is accurate
• You are authorized to use the selected payment method
• Sufficient funds or credit are available
• You authorize us and our payment providers to charge the total order amount

5. Order Acceptance

Submitting an order does not guarantee acceptance.

We may accept, reject, limit, or cancel an order for reasons including:

• Product unavailability
• Pricing or listing errors
• Payment failure
• Suspected fraud
• Unauthorized use of a payment method
• Shipping restrictions
• Violation of these Terms
• Orders placed for unauthorized resale
• Errors affecting inventory or website operation

A payment authorization or automated confirmation does not necessarily mean that the order has been finally accepted.

If we cancel an order after payment has been collected, we will issue a refund for the cancelled amount to the original payment method.

6. Fraud Prevention and Verification

We may use fraud-prevention systems and request additional information to verify an order, payment method, billing address, shipping address, or customer identity.

We may delay or cancel an order if requested verification is not provided or if we reasonably suspect unauthorized or fraudulent activity.

7. Promotions and Discount Codes

Promotions and discount codes:

• Apply only during the stated promotional period
• May be limited to eligible products or customers
• Cannot be exchanged for cash
• May not be combined unless expressly permitted
• May be cancelled or corrected if issued or used in error
• May be subject to additional terms presented with the promotion

We may cancel orders involving misuse, manipulation, or unauthorized duplication of a promotion.

8. Shipping and Delivery

Shipping is governed by our Shipping Policy.

Customers are responsible for providing accurate delivery information and paying applicable customs duties, taxes, and import fees unless otherwise stated during checkout.

Risk and legal title will transfer as required under applicable law. Nothing in these Terms overrides mandatory consumer protections governing delivery or risk of loss.

9. Returns and Refunds

Returns, refunds, exchanges, cancellations, damaged items, and incorrect orders are governed by our Refund and Return Policy.

Nothing in that policy limits rights that cannot legally be waived.

10. Intellectual Property

The website and its content—including text, photographs, graphics, logos, designs, videos, product names, website layout, and software—are owned by or licensed to Lumin Styles and are protected by applicable intellectual-property laws.

You may view and use the website for personal, non-commercial shopping purposes. You may not reproduce, distribute, modify, publish, sell, license, or commercially exploit our content without prior written permission.

11. Reviews and User Content

If you submit a review, photograph, comment, suggestion, or other content, you confirm that:

• You own the content or have permission to submit it
• The content is accurate and lawful
• It does not infringe another person’s rights
• It does not contain harmful code
• It is not defamatory, threatening, discriminatory, obscene, or fraudulent

You grant us a worldwide, non-exclusive, royalty-free licence to use, reproduce, adapt, publish, display, and distribute submitted content for operating, promoting, and improving Lumin Styles, subject to applicable law.

We may remove content that violates these Terms.

12. Third-Party Services and Links

Our website may use or link to third-party services, including payment processors, shipping carriers, social-media platforms, and external websites.

Third-party services are governed by their own terms and policies. We are not responsible for third-party websites, content, availability, security, or practices.

13. Disclaimer of Warranties

To the fullest extent permitted by law, the website and its content are provided on an “as available” basis.

We do not guarantee that:

• The website will always be available
• Website access will be uninterrupted or error-free
• All information will always be complete or current
• Every defect will immediately be corrected
• The website will be free from every harmful component

This section does not exclude any warranty or consumer guarantee that cannot legally be excluded.

14. Limitation of Liability

To the fullest extent permitted by applicable law, Lumin Styles, Saba Corp Limited, and their directors, officers, employees, contractors, affiliates, and service providers will not be liable for indirect, incidental, special, consequential, or punitive loss arising from your use of the website or purchase of products.

Where liability cannot be excluded, our aggregate liability concerning a claim will be limited to the amount you paid for the product or order giving rise to the claim, except where applicable law requires otherwise.

Nothing in these Terms excludes or limits liability where doing so would be unlawful, including liability that cannot be excluded for fraud, deliberate misconduct, personal injury, or mandatory consumer rights.

15. Indemnification

To the extent permitted by law, you agree to indemnify and hold harmless Saba Corp Limited and its affiliates, directors, officers, employees, contractors, and service providers from claims, losses, or expenses arising from:

• Your unlawful use of the website
• Your material violation of these Terms
• Your infringement of another person’s rights
• Fraudulent or unauthorized conduct attributable to you

This section does not apply where prohibited by applicable consumer law.

16. Events Outside Our Control

We will not be responsible for a failure or delay caused by circumstances outside our reasonable control, including severe weather, natural disasters, transportation disruptions, customs delays, labour disputes, government action, public-health emergencies, internet outages, carrier failures, or supply-chain disruptions.

17. Termination

We may suspend or terminate your access to the website if you materially violate these Terms, misuse the website, engage in suspected fraud, or create a security or legal risk.

Provisions that are intended to survive termination will remain in effect.

18. Severability

If any provision of these Terms is found invalid or unenforceable, that provision will be enforced to the maximum extent permitted or removed where necessary. The remaining provisions will continue in effect.

19. No Waiver

Our failure to enforce a provision of these Terms does not waive our right to enforce it later.

20. Entire Agreement

These Terms and the policies incorporated into them constitute the entire agreement between you and Lumin Styles concerning your use of the website and purchase of products, except for any additional terms expressly agreed in writing.

21. Governing Law and Disputes

These Terms are governed by the laws of Hong Kong, without regard to conflict-of-law rules.

Subject to any mandatory rights you have under the laws of your place of residence, disputes will be submitted to the competent courts of Hong Kong.

Nothing in this section prevents a consumer from exercising a right or remedy that cannot legally be limited by contract.

22. Changes to These Terms

We may update these Terms to reflect changes to our website, business practices, or legal obligations.

Updated Terms will be posted with a revised “Last Updated” date. Changes apply prospectively unless otherwise required by law.

23. Contact Information

Questions about these Terms may be sent to:

Lumin Styles
Owned and operated by Saba Corp Limited
Shop 5, Ka Wing Building
4–6 Hoi Wan Street, PMB #302
Quarry Bay, Hong Kong

Email: musabakada@gmail.com
Telephone: +1 (302) 364-5837